Sunday, 16 March 2025

JANUARY TO FEBRUARY BANKING & FINANCE CA IN 2025

JANUARY - 

BANKING - 

The Ministry Of Finance Has Announced The Small Saving Schemes Remain Same From 1st January To 31st March 2025.

RBI Approved The Merger Of Bangalore Based The National Co Op. bank With The Cosmos Co Op 

The State Bank Of India ( SBI) Has Introduced Two New Deposit Schemes HAR GHAR LAKHPARTI And SBI PATRONS . 

 India's Real GDP Expected To Rise 6.4% In Financial Year.

RBI Lifts Restrictions On Asirvad Microfinance And DMI FINANCE.

UJJALA Scheme Completed 10 Years.

World's Top Four Competitive Economy Nation 2024 

* Singapore 

* Switzerland 

* Denmark 

* Ireland 

Financial Intelligence Unit (FIU-IND) And National Housing Bank (NHB) Signed MoU For Enhanced Coordination And Information Exchange.

Former Standard Charted Bank MD Sanjeev Mehta Launched The AKASHAVERSE Platform.

Reserves Bank Of India (RBI) Imposed A monetary Penalties On 3 PSU Banks.


( Canara Bank, Bank Of India, J & K Bank) 

Reserves Bank Of INDIA (RBI) Allow OMO Purchase Auction Of Gifts Worth Rs 60,000 Crores.

 Paytm Launched Received Money QR Widget.

 RDCL, A Residential Mortgage Backed Securitization (RMBS) Company Set Up By NHB Received a Certificates Of Registration To Commence Operation By RBI.

RANKING - 

Tata Consultancy Services (TCS) Become The 2nd Global IT Company To Breached $20 Billion Brand Value.


COMBINATION - 

Competition Commission in India (CCI) Approved The Combination Involving Inter Alia, Agro Tech Food Limited (ATFL) , Bharati Enterprises Limited (BEL), DMPL India Limited (DMPL) And Del Monte Foods Private Limited (DMFPL)

 BPCL Board Approved Formation Of Joint Venture Company With Praj Industries For Settings Up CNG Plants Across India.


Department Of Commerce Introduce Diamond Imprest Authorization Scheme To Boost The Global Competitive Of Diamond Sector.


The securities And Exchange Board Of India (SEBI) Is Planning To Bring in A System Where Investor Can Sell Shares As They Are Alloted in An Initial Public Offering To Curb Grey Market Trading.


BANKING COMMITTE - 

Reserves Bank Of India Has Announced A Standing External Advisory Committee For Evaluating Application For Universal Bank And Small Finance Bank 

* M K Jain (Former Deputy Governor Of RBI Chairperson Of Committee)

ECONOMY - 

 India Has Surpassed Saudi Arabia To Become Europe's Largest Supplier Of Refined Fuels.

 India's Iphone Exports Reached To Rs 1 Lakh Crores. in CY 2024.

 India's Trade Deficit Stand At 21.94 Billion Dollar In December 2024.

Startup India Completed 9 Years.

 * International Monetary Fund (IMF) Released The GDP Of 2025 (Forecast) 

India's 6.5 According To Forecast.

 * According To Google BCG Report India's Mobility Market Will Double Surpassing USD 600 Billion By 2030.

 India's Mobile Phone Exports Surpassed a Record of $20.4 billion In 2024. 

( $14.2 billion In 2023)

India Is Now World's 7th Largest Producer Of Coffee With Export Of 1.29 $ billion In FY 2024

( 719.42 million in 2021) 

NTPC Has Achieved The Fastest Ever 350 Billion Unit Generation On 20th January 2025 For FY 2024 

Government E Marketplace Set A New Record Crosses 4 Lakh Crores GMV In Last 10 Months In FY 2024/25

The Directorate General Of Foreign Trade (DGFT) Has Launched The Enhanced Certificate Of Origin ( eCoO) 2.0 System.

PRODUCTION - 

The Total Coal Production In December 2024 Reached 97.94 Millions Tonnes 

Year Review Of Renewable Energy 2024 

* 27 GW OF Renewable Energy Capacity Added in FY 2024.

* Solar Energy Capacity Reaches 94.17 GW 

* WIND Energy Reaches To 47.96 GW 

* PM SURYA GHAR MUFT BIJLI Yojana Achieved 7 Lakhs Installation In Last 10 Months ( An Average Of 70k/Months)

* Lakshadweep Installed First Solar Plant Was Inaugurated In Kavrarti 



APPOINTMENTS - 

Dr Sandip Shah Has Been Appointed As The Chairperson of NABL  (National Accreditation Board For Testing And Calibration Laboratory)

Pirmal Pharma Appointed Sai Ramanna Ponugoti As CEO 

Sanjeev Kumar Sharma Has Been Appointed As The CFO Of Signature Global.

State Bank of India (SBI) Appoints Baldev Prakash As DMD And Group Chief Risk Officer.

Ashok Chandra Has Been Appointed As The Managing Director And CEO Of Punjab National Bank (PNB).

* Binod Kumar Has Been Appointed As The New Managing Director And CEO Of Indian Bank.

2011 Madhya Pradesh IAS Anugraha P Has Been Redesigned As The Director Of The Department Of Pharmaceutical.

Reliance Power Appoints Neeraj Parakh As CEO Of Company.

 Linked In Appoints Deepak Agarwal As Its Chief AI Officer.

Former Chief Executive Officer At Disney Hotstar Sajith Sivanandan Has Been Appointed As President Of JIO Mobile Digital Services

* Dhananjay Shukla Has Been Elected As The President Of The Institute Of Company Secretaries Of India ( ICSI) For 2025. 

 Alok Kumar Agarwal Has Been Appointed As The CEO Of Kotak General Insurance.

P Suriraj Takes Charge As The Executive Director Of Dhanlaxmi Bank.

Deshnee Naidoo Has Appointed As The FIRST CEO Of Vedanta Resources.


MOU SIGNED - 

The National Stock Exchange (NSE) And Chhattisgarh Government Has Signed A MoU To Implement a Student Skill Building Programme.

EXPORT VALUE - 

India's Coffee Export Have Been Reached a Record High Of $ 1.15 billion In Financial Year 2024.



FINANCE - 

Government Of India Has Collected 1.76 lakh Crores in December 2024.

172 Billion Transaction Done By UPI In 2024 ( 247 Trillion In Value)

* 16.73 billion Transaction Done In December 2024 (23.25 Lakh Crores Transaction) 

Maharashtra Has Received Rs 1.13 Lakh Crores Foreign Direct Investment ( FDI) In Last Six Months. 

 Indian Space Startup Has Raised $ 353 Million Across 72 Funding Rounds In Last 5 Years (2020-2024) 

 December GST OF ALL STATE 2024 

 * India's Foreign Exchange Reserves Declined By 8.7 billion Dollars To 625.87 Billion Dollars. ( TILL 15 TH JANUARY 2025) 

AWARDS - 

Shri S Bharathan, Director Of HPCL has Honoured With The Hickal's CHEMCON Distinguished Speaker Award 

Paradeep Port Has Been Conferred Major Port Of The Year During The 10th Comtanizered Cargo At 10th Eastern Star Award 2025 

HUDCO Has Conferred With The WCDM Award 2024 At New Delhi.

 iGOT Karmayogi Under Mission Karmyogi Has Earned The Silver Award At NAeG Award 2024.

POWERGRID Has Won The Prestigious Brandon Hall Group HCM Excellence Award 2024.

FEBRUARY - 

ECONOMY - 

Government Of India Has Collected 1.96 Lakh Crores GST ON January 2025.

Gujarat Has Reduced It's Debt To GSDP Ratio By 4.5%.

 Bharat Sanchar Nigam limited (BSNL) Has Registered A Profit Of  Rs 262 Crores In Third Quarter Of 2024/25.

 India's Overall Exports (Merchandise And Services) Increases To USD 74.97 Billion in January 2025.

 State Bank Of India (SBI) Has Named The Most Valuable State Controlled Company In India In 2024 Burgundy Private Hurun India 500 Report.

 State Bank Of India (SBI) Estimated Indian Economy Grow In Fourth Quarter (OCT- DEC) 6.2-63%.

RANKING - 

India Hold The 5th Rank In The World's Top Economies With The GDP Of $4.3 Trillion in 2025. ( In Last 10 Years Comparison) 

* US - $ 23.7 T (2015) - 30.3 T (2025) 

* CHINA - $ 11.2 T (2015) - 19.5 T (2025) 

* GERMANY - $4.5 T (2015) - 4.9 T (2025) 

* JAPAN - $ 4.1 T (2015) - 4.4 T (2025) 

* INDIA - $2.4 T (2015) - 4.3T (2025) (77% Increase) 

India's Real GDP GROWTH Rate Of 9.2% For 2023/24 (Highest Ever In Last 12 Years).

* FY 2025 GDP (ESTIMATE) 

Uttar Pradesh State Government Has Presented Worth Rs 8,08,736 Crores For FY 2025/26.

UPI TRANSACTION In January 2025 Surpassed 16.99 Billion, Rs 23.48 Lakh Crores.

RBI Imposed Penalty Of Rs 66 Crores On HSBC For Non Compliance Of KYC.

SEBI - 

Securities And Exchange Board Of India (SEBI) Has Implement A New Rule For Investment In SIF.

* Only Mutual Fund With 3+ Years Of Operation And Rs 10,000 Crores AUM To Launch The SIFs.

* Minimum Investment Of Rs 10 Lakh Per Investor Across All SIF Strategies.

* AMFI To Issue Guidelines By March 31.



RBI REPORT ON PRIVATE COMPANY - 

RBI Released The India's Private Sector Companies Report In 2023/24 

* Operating Profit grows By 15.3% From 4.2%.

* Manufacturing Profit Rose By 13.2%.

* Post Tax Profit 16.3%.


PORTAL - 

 Reserve Bank Of India (RBI) Has Launched The RBIDATA Mobile Application.

( That Provide Macro Economics Stats) 


NHPC Limited Has Certified With The GREAT PLACE TO WORK CERTIFICATION.


Paytm Launched India's First Solar Soundbox For Merchant.

HOST - 

The Asia Economic Dialogue (AED) Schedule To Held At 20-22nd February 2025 In Pune, Maharashtra 


 Union Finance Minister Nirmala Sitharaman Has Announced The Enhancement Of The Limit For The Interest Subvention Scheme For Kisan Credit Card From Rs 3 Lakh To 5 Lakhs.

India's Retail Inflation Eased To 4.31% In January 2025 As Compared To 5.22% In December 2024.

NTPC Has Been Included In The TIMES BEST COMPANIES ASIA PACIFIC 2025 

TOP FIVE STATES WITH MOST NITI AYOG FISCAL HEALTH INDEX IN 2024 

DEVOLUTION REPORT - 

Union Minister Of State Professor S P Singh Baghel Has Released The Report On Status Of Devolution To Panchayat In States In New Delhi.

* Devolution To Rural Bodies Increased From 39.9% To 43.9% Between 2013/14 To 2023/24.

* Karnataka Topped The Devolution Ranking 

* Second - Kerala THIRD - Tamilnadu 



NEW INCOME TAX BILL 2025 - 

* On 13th February 2025 Union Finance Minister Nirmala Sitharaman Presented The New Income Tax Bill At Lok Sabha.

* SIMPLE To Understand 

S - Streamline Structure And Language

I - Integrated And Concise

M - Minimize Litigation

P - Practical And Transparent 

L - Learn And Adapt 

E - Efficient Tax Reform

* objective To Reviewing IT Act Of 1961 


HISTORY OF INCOME TAX ACT 1961 

* ACT WAS Introduced In 1961 

* With 47 Chapters And 819 Sections

* 65 Times Act Amended Till Now 


PROCESS INVOLVING DRAFT NEW IT BILL - 

* Planning Initiated In August 2024 With 6 Sub Committee

* 14 More Sub Committee Added On September 2024 22 In October 2024 

* total Sub Committee Was 26 

* All Sub Committee Has Submitted Draft To The TPL Division Of CBDT (CENTRAL BOARD OF DIRECT TAXES) Which Is Coordinate By Ministry Of Law And Justice By December 2024 

* The Committee Studied The Two Direct Draft Tax Code 


APPOINTMENTS - 

The Appointment Committee Of The Cabinet Has Approved The Appointment Of 

IAS Rajeev Singh Thakur As Advisor To NITI AYOG.

Dr Madhavan Kutty G Has Been Appointed As The Chief Economist Of Canara Bank.

K Balasubramaniam Has Been Appointed As The New Head Of Citibank.

Shreekant, Former Chief General Manager Of State Bank Of India (SBI) Appointed As The Administrator To Observes The New India Cooperative Bank Financial.

 Religare Enterprise Has Appointed Praveen Kumar Tripathi As Chairperson.

Lok Sabha MP Baijayant Panda Has Been Appointed As The Chairperson Of The Committee To Examine The Income Tax Bill 2025.

Standard Charted Appoint P D Singh As India' CEO.

* JSW MG Motor India Appoints Anurag Mehrotra As Managing Director.

 Indian Overseas Bank Appoints Madhaw Chandra Jha As  The CFO Of The Bank.

SBI Card Appoints Salila Pande As New Managing Director And CEO.

 1987 Batch Odisha cadre IAS Tuhin Kant Pandey Has Been Appointed As The New Chairman Of SEBI. ( RECENTLY FINANCE DEPARTMENT) 

Shri Biju George Has Assumed As The CMD Of Mazagon Shipyards Ducks Limited (MDL).

 N Chandrasekhran Has Appointed As The Chairman Of The Ratan Tata Endowment Foundation. 

STEPS DOWN - 

Sachin Bansal Has Steps Down As NAVI CEO 





India Achieved A Historic Milestone Of 100 GW Solar Power Capacity.


TRADING - 

India Is The 6th Largest Exporter Of Textiles And Apparels ( Economic Surveys)

* India Exports USD 34 Billion Textile in 2023 


BANKING - 

RBI Launched Bank. In Domain To Tackle Financial Frauds.

& Non Banking Financial Entitles - Fin. In

* RBI Announced The Repo Rate 6.25%.

* Standing Deposit Facility ( SDF) At 6.0%

* Marginal Standing Facility (MSF) At 6.5%

* Bank Rate At 6.5%

* RBI Estimate The Real GDP GROWTH 6.7%

The Reserve Bank Of India (RBI) Has Lifted The Business Restrictions Imposed On Kotak Mahindra Bank Limited  

RBI Approved The Setting Up Of An IFSC Banking Unit In GIFT City, Gandhinagar, Gujarat. ( Of Bank Of Maharastra)

The Reserve Bank Of India (RBI) Has Restrictions On New India Cooperative Bank.

Paytm Partners With SBI Mutual Fund Launched The JAN NIVESH SIP OF 250.

Union Finance Minister Nirmala Sitharaman Has Launched The Mutual Credit Guarantee Scheme For MSME In Mumbai.

BPCL & BRITANIA Have Been Excluded From NIFTY 50.

DIGITAL PLATFORM - 

 Securities And Exchange Board Of India (SEBI) Has Launched The MITRA Digital Platform To Assist Investors In Tracking And Reclaiming Inactive Or Unclaimed Mutual Fund Folios.


AWARDS - 

COAL INDIA Has Won GOLDEN PEACOCK CSR Award 2025.

Shri Naveen, Srivastava, Director POWERGRID Has Been Honoured With The Prestigious GEEF Global HSE Leader Of The Year 2025.

* NTPC Has Been Honoured With The FORWARD FASTER SUSTAINABILITY Award In The Water Resilience Category By UN Global Compact Network India (UN GCNI) In Chennai.

* Hindustan Petroleum Corporation Limited (HPCL) Has Win The First Place In Best Enterprise Award At The Maharatna Category.

* SIMENS INDIA Wins The Managing India Award 

16) JSW GROUP Received The MANAGING AWARD- BUSINESS LEADER OF THE DECADE Award.

Income Tax Department Conferred With The Technology Sabha Excellence Award 2025.

BUDGETS - 

* Railway Budgets For States - 

* 23,778 Crores For Maharashtra 

* 19,858 Crores For Uttar Pradesh

* 17,155 Crores For Gujarat 

* 14,745 Crores For Madhya Pradesh

* 13,955 Crores For West Bengal 

* 10559 Crores For Odisha 

* 10066 Crores For Bihar

* 9960 Crores For Rajasthan 

* 9417 Crores For Andhra Pradesh 

* 7559 Crores For Karnataka

* 7302 Crores For Jharkhand 

* 6925 Crores For Chhattisgarh 

* 6626 Crores For Tamilnadu 

* 5421 Crores For Punjab 

* 5337 Crores For Telengana 

* 4641 Crores For Uttarakhand

* 3416 Crores For Haryana 

* 3042 Crores For Kerala 

* 2716 Crores For Himachal Pradesh

* 2593 Crores For Delhi

* 482 Crores For Goa 

KERALA - 

Kerala Finance Minister K N Bakagopal Presented The State Budget For 2025/26


Union Finance Minister Nirmala Sitharaman Has Presented The Union Budget for FY 2025/26. (Estimated) 



* Total Receipts Other Than Borrowing - 34.96 Lakh Crores

* Total Expenditure - 50.65 Lakh Crores 

* Fiscal Deficit - 4.4% Of GDP 

NUCLEAR ENERGY MISSION - 

* Development Of Atleast 100 GW Of Nuclear Energy By 2047.

* Nuclear Energy Mission For R & D Of Small Modular Reactors With An Outlay Of 2000 Crores 

* A Bharatiya Bhasha Pusthak Scheme To Be Implement For Indian Language Books For Schools And Higher Education.

* National Institute Of Food Technology, Entrepreneurship And Management To Be Set Up In Bihar.


* FDI Limit For The Insurance Sector To Be Raised From 74% To 100%.

* Makhana Board To Be Set Up In Bihar.

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JANUARY TO FEBRUARY BANKING & FINANCE CA IN 2025

JANUARY -  BANKING -  *  The Ministry Of Finance Has Announced The Small Saving Schemes Remain Same From 1st January To 31st March 2025. *  ...

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